Investment products that have low risk with high return is the dream of every investor. But in the world of investment you usually hear the term high risk high return and low risk low return otherwise. Is there a low risk high return investment product?
The answer depends on a judgmental perspective. In what terms do you assess the risk of a product? Here are some types of safe investments and you can try to develop assets.
This type of investment is suitable for those of you who do not want to speculate with investment funds. Excess property investment, such as land and real estate, is an ever-increasing value. However, the drawback is that the capital required is relatively large compared to other investments. Investors can enjoy the benefits of an increased sale value when the property is sold. And also monthly income if rented.
Gold is hunted by investors because it has high liquidity. Easy to sell, can be mortgaged, and the selling price tends to rise. The way of investment is also easy. You simply buy gold and sell it sometime when you need the funds or the price is going up. You can buy gold Aneka Tambang (Antam) at Gold shop, Pawnshop or Antam Gold boutique directly if you want to invest gold from nominal 1 gram to 500 gram.
Mutual Fund Investment
Mutual fund products are best suited for novice investors who are new to the capital market. Mutual funds offer so many options, such as mixed mutual funds, government bonds, equity funds and protected funds that can be tailored to the investor risk profile. Simply put, mutual funds can be interpreted by spreading your investment by using existing investment instruments. Return on Investment offered is usually higher, ie about 8-25%) than savings or current accounts. Investment managers through mutual fund products are called investment managers.
Investment Savings, Deposits, and Bonds
Deposits and savings are the safest investments, but the value of returns is the smallest. In fact, if the bank you are saving is liquidated or closed, the Government will guarantee your money. This type of investment is suitable for you who do not like speculation alias want safe investment without risk.
Bond investments are similar to savings. It’s just bond funds managed by the company. Simply put, bonds are equal to long-term obligations (aksep) issued by the company or the Government for a nominal and a certain period of time. The trick is easy, you just lend money to the company and you earn interest during the loan period (usually between 5-20 years).
Investing in shares
If you are familiar with the capital market, you can go into stock investment. By buying shares from a company, you automatically have a share (share) in the company in accordance with the funds invested. You can trade the shares through a securities company or leave it alone until the value goes up for long-term purposes. The profits you earn are called dividends that can be earned annually.
Whatever Type of Investing, Be Sure Understand How it Works and Risks
It is important to know the investor, regardless of the type of investment you choose, be sure to apply the investment risk management properly to minimize the risk of loss due to things you did not foresee. Risk management can work well if you understand the workings and flow of investment funds. Do not be tempted quickly with big profits in no time. In investment, always apply high risk, high return. So be careful in managing your funds.